Contact areaContact area Contact area
Service-Telephone
0991 3611-0
Our Sort code and BIC
Sort code74150000
BICBYLADEM1DEG

An overview of our Terms and Conditions

General Terms and Conditions

General Terms and Conditions of Sparkasse Deggendorf View PDF

Arbitration Board

Reference to the Conciliation Body and the European Online Dispute Resolution Platform View PDF 

 

Online banking

Terms and conditions for online banking View PDF
Terms and conditions for remote data transmission (RDT) View PDF
Terms and conditions for the use of electronic mailboxes View PDF
Terms and conditions for the use of electronic statements View PDF
Secure payment on the Internet View PDF
Terms of use financial planer View PDF
Account Alerts Terms and Conditions View PDF

Payment transactions

Terms and conditions for sending money View PDF
Terms and conditions for real-time sending money View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme View PDF
Terms and conditions for cheque payments View PDF

Accounts and cards

Terms and conditions for Sparkassen debit card View PDF
Terms and conditions for credit cards Mastercard/Visa Card View PDF
Terms and conditions for Mastercard Basis /Visa Basis debit cards View PDF
Terms and conditions for credit cards - Mastercard Business/Corporate and Visa Card Business/Corporate View PDF
credit cards -Mastercard Business/Corporate and Visa Card Business/Corporate general agreement Terms and conditions View PDF
credit card Mastercard Gold Insurance Confirmation View PDF
credit card Mastercard Gold Insurance Confirmation (for customers residing in Switzerland)  View PDF 
credit card Visa Card details Travel cancellation insurance  View PDF
credit card Mastercard Business Gold Insurance Confirmation View PDF

Savings and investments

Terms and conditions for savings transactions View PDF
Terms and conditions for security transactions View PDF
Terms and conditions for Securities Savings Plans View PDF
Terms and conditions for Sparkassen-PS-Sparen und Gewinnen of the Bavarian Sparkasse  View PDF

Other terms and conditions for corporate clients

Terms and Conditions for the use of the debit card system of the German Credit Services Sector (Terms & Conditions for Retailers) View PDF
Conditions for the system "GeldKarte" (terms and conditions for retailers) View PDF
Terms and conditions for the interchange of data with use of service data centers  View PDF
Terms of use for software  View PDF
Terms and conditions for the maintenance contract SFirm  View PDF
Terms and conditions for remote maintenance  View PDF

To view, save and print our terms and conditions you will need a program for opening PDF files such as Adobe Reader, which can be downloaded for free from Adobe.

Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).

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